Insurance & Fees

Insurance reimbursement is now a reality. Starry Brook is an in-network provider for CIGNA, Harvard Pilgrim, Aetna and Blue Cross Blue Shield.

Most insurances companies have historically paid little to nothing for integrative medical services. With the rise and growing trend of integrative medicine, coupled with the increasing validity and efficacy of Naturopathic Medicine, many insurance companies are recognizing Licensed Naturopathic Physicians and their services with insurance reimbursement.

How it Works
After your deductible is met for your individual policy, your insurance company reimburses Starry Brook for your office visits.

At the time of service, patients who have provided their insurance information in advance of their visit pay a copay and/or portion of their deductible for service rendered (we accept personal checks and major credit cards) and are provided with an invoice with the appropriate medical codes. We submit to your insurance company and get reimbursement for your Naturopathic Healthcare services. All patients are advised prior to their visit if services are covered by their plan.

Naturopathic Medicine is now being honored and encouraged. This growing trend is being seen in every level of healthcare including insurance companies.

Health Saving Accounts (HSAs)
HSAs are accounts that use non-taxable income to save money to spend on your health care needs. They give you the liberty of seeing any doctor and deciding where you want your health care dollars to go and to whom. Check with your employer or check in to HSAs from a health insurance agent to see if this is the right plan for you and your family.

What does your Healthcare Insurance Plan Cover?
Ask your insurance company the following questions to determine what services are covered.

  • Are Naturopathic Physician services covered on my policy?
  • If I go to a Licensed Naturopathic Physician are they considered an out-of network provider?
  • Naturopathic Physicians are Licensed Physicians in the state of New Hampshire, so aren't they covered on my policy?
  • Are acupuncture, preventative medicine, nutritional counseling, or any "alternative" forms of medicine covered on my policy?
  • What is my deductible? Once this is met will I be covered?
  • I would like to request that my Naturopathic Physician be added to your provider list and/or be considered an out-of network provider.
  • Are there other healthcare policies close to my existing policy that would cover Naturopathic Medical services?